Tag: Wealth Adviser

GeneralMarketMutual FundsPersonal FinanceRetirement

My Learnings from Stock Market

Greetings from PenguWIN, I am sure every investor, especially those who have been investing for more than 3 years, would have their equity returns at all-time high. The compounded annual growth rate, CAGR, has risen to enviable levels, something which I haven’t seen in the past 18 years, since I have been investing. From a long term perspective we can expect this number to be 11-14% which is Inflation plus our GDP(India’s Gross Domestic Product...
GeneralPersonal Finance

PenguWIN turns 6

Greetings from PenguWIN,                                            Today, we are 6 years old. Our sincere thanks to each one of you, for your patronage. Trust we are well set for a long innings. Initially, when I decided to move from corporate employment to entrepreneurship (whatever small business that we do), while there was a lot of support from...
Fixed IncomeMutual FundsPersonal Finance

Debt Mutual Funds Simplified

Greetings from PenguWIN, I wanted to pen a short and simple write-up on Debt funds. The objective is that the investors should have a basic understanding of what a debt fund is and how it works.  Debt funds are categorized based on the maturity profile of the instruments/securities/papers (used interchangeably) that they hold. In simple terms you can think of 60 days FD (Fixed Deposit), 91 days FD, 1-year FD and so on. If money is...