Category: Retirement

GeneralMarketMutual FundsPersonal FinanceRetirement

My Learnings from Stock Market

Greetings from PenguWIN, I am sure every investor, especially those who have been investing for more than 3 years, would have their equity returns at all-time high. The compounded annual growth rate, CAGR, has risen to enviable levels, something which I haven’t seen in the past 18 years, since I have been investing. From a long term perspective we can expect this number to be 11-14% which is Inflation plus our GDP(India’s Gross Domestic Product...
Personal FinanceRetirement

Retirement Planning

Greetings from PenguWIN Across the globe, including US, Germany, UK and India, surveys conducted among retired people, have revealed one common response – “We should have saved more for retirement” Retirement is one of the most critical financial goals that needs a corpus (sum of money) to be built, for a period of time (like 25 years from age of 55), adjusted for inflation (money value going down). In rupee terms, a person who is...