Retirement Planning
Greetings from PenguWIN Across the globe, including US, Germany, UK and India, surveys conducted among retired people, have revealed one common response – “We should have saved more for retirement” Retirement is one of the most critical financial goals that needs a corpus (sum of money) to be built, for a period of time (like 25 years from age of 55), adjusted for inflation (money value going down). In rupee terms, a person who is...
Stay the course, Equities will deliver
Greetings from PenguWIN: PenguWIN wishes you a wonderful Vinayagar Chaturthi !!! There is a sense of negativity in the market with investors doubting whether Indian Equities as an asset class has lost its mojo. Returns from lumpsum investments done 3 years ago, SIPs that are 4 to 5 years old are close to zero or even negative. Will Indian Equities Deliver? The answer is a resounding “Yes”, Stay the course and Equities will deliver. As...
Navigating Tough Times in Stock Market
Greetings from PenguWIN: Most people dislike uncertainty and change. But resilience to these characteristics is what makes a successful investor in Stock Markets. Reminiscing couple of Buffets Quotes “The most important quality for an investor is temperament, not intellect. You need a temperament that neither derives great pleasure from being with the crowd or against the crowd. Successful investing takes time, discipline and patience. No matter how great the talent or effort, some things just...