Welcoming New Year 2017
Friends, As we await the New Year 2017 in a few mins, I would like to sincerely thank PenguWIN family of investors for your trust and support. Without a verbose mail (whether it is still verbose or succinct needs to be decided by you), I wanted to highlight a few points. When we started this financial advisory firm in July 2014, I had made up my mind that...
Opportunity in Debt Mutual Funds – II
How does Debt Funds work and where do they invest? Debt Fund’s source of returns are interest income and capital appreciation. Capital appreciation is unique to debt funds which is generated through trading of securities. Investors need to be aware that in Debt funds price is inversely proportional to Interest Rate and Yield. i.e. when interest rates go down, the value or price of the security goes up. Yield in simple terms is the interest...
Opportunity in Debt Mutual Funds – Alternative to Bank and Postal Deposits
Friends, Many investors carry a wrong notion that Mutual Funds is all about Equity/Stock investing. But the reality is as on 30th Sep 2016, data from AMFI (Association of Mutual Funds in India) says investments in Equity MFs is 5 Lakh Crores Vs 11 Lakh Crores. i.e. Only 31% of the funds are invested in Equity and the rest 69% are in Debt Funds. Since the content required for this blog is high, I...