Category: Personal Finance

GeneralPersonal Finance

Treasury Management for Small and Medium Business

Dear Friends,                   The purpose of his blog is to explain how professional financial management of Small and Medium Businesses (SMBs) can impact the bottom line or profits of business, especially the treasury management. SMBs cannot afford the luxury of a dedicated Treasury Manager to be able to manage their working capital requirements and long term finances, by investing them in instruments that will be able to generate better risk adjusted returns. Their typical approach is...
Mutual FundsPersonal Finance

Anticipating Market Corrections and Enduring Turbulence

Dear Friends, The level of volatility in the Indian Markets over the past 3 months, from a Sensex peak of 30,000 plus has inevitably caught the attention of all investors. During this period, I have had several conversations with investors on what their strategy should be during market turbulence. Many investors were curious to know if there might be further steep corrections in the market and whether it is prudent to sell and reinvest at...
GeneralPersonal Finance

Budget 2015: PenguWIN’s Point of View on Specific Aspects

Dear Friends,                    I am sure you would have watched, read and heard enough about Budget 2015 as presented by our Finance Minister and my objective is not to discuss on all the points which by itself needs to be a series of blogs and can’t be achieved in just a 2 pager. There are enough summary or highlights documents that are already published and circulating in the web and hence my aim is not...