Equity Returns in the Long Run
Dear Friends, When I had made a conservative assumption of 16% Returns from Equity Mutual Funds for the next 20 years in PenguWINs SIgaram page (https://penguwin.com/sigaramsip-kodeeswaran/ ), many people were curious to know the basis for the same and I thought I will try and explain the same. To be able to articulate the basis of 16% ROI, I need to explain a few jargons including GDP, Real and Nominal Rate, Corporate Earnings and...
Attaining Financial Freedom
Dear Friends, Wish you a very happy Republic Day! The “SIgaram” page (https://penguwin.com/sigaramsip-kodeeswaran/) that we dedicated for Systematic Investing during Pongal was quite a hit among investor community such that the server that hosts the PenguWIN website choked because of unprecedented traffic and I had to reach out to GoDaddy (hosting provider), to upgrade the hardware. I hope that the interest that was generated among people actually motivates them to start investing for long...
All About Asset Allocation
Dear Friends, Recently, I received an email from one of my ex colleagues, who reads my blogs, that I might be perceived as a big proponent of Equity and whether it is prudent for all sections of people to bet on equity, especially those nearing retirement and those who have retired. My response to him was, “Equity returns cannot be matched by any other asset class and this has been proven world over. But, the...