PenguWIN’s First Anniversary
Dear Friends, Today, 4th July 2015, PenguWIN steps into the second year of successful operations. It has been an exciting year meeting different kinds of people with different backgrounds and aspirations in life. From my earlier corporate avatar working for a Global IT Organization, the move into financial services, specifically personal finance has been immensely satisfying and great learning. Personal Finance and investment is not new to me as I have been into it for...
Anticipating Market Corrections and Enduring Turbulence
Dear Friends, The level of volatility in the Indian Markets over the past 3 months, from a Sensex peak of 30,000 plus has inevitably caught the attention of all investors. During this period, I have had several conversations with investors on what their strategy should be during market turbulence. Many investors were curious to know if there might be further steep corrections in the market and whether it is prudent to sell and reinvest at...
Equity Returns in the Long Run
Dear Friends, When I had made a conservative assumption of 16% Returns from Equity Mutual Funds for the next 20 years in PenguWINs SIgaram page (https://penguwin.com/sigaramsip-kodeeswaran/ ), many people were curious to know the basis for the same and I thought I will try and explain the same. To be able to articulate the basis of 16% ROI, I need to explain a few jargons including GDP, Real and Nominal Rate, Corporate Earnings and...