Stay the course, Equities will deliver
Greetings from PenguWIN: PenguWIN wishes you a wonderful Vinayagar Chaturthi !!! There is a sense of negativity in the market with investors doubting whether Indian Equities as an asset class has lost its mojo. Returns from lumpsum investments done 3 years ago, SIPs that are 4 to 5 years old are close to zero or even negative. Will Indian Equities Deliver? The answer is a resounding “Yes”, Stay the course and Equities will deliver. As...
Navigating Tough Times in Stock Market
Greetings from PenguWIN: Most people dislike uncertainty and change. But resilience to these characteristics is what makes a successful investor in Stock Markets. Reminiscing couple of Buffets Quotes “The most important quality for an investor is temperament, not intellect. You need a temperament that neither derives great pleasure from being with the crowd or against the crowd. Successful investing takes time, discipline and patience. No matter how great the talent or effort, some things just...
Debt Mutual Funds
Debt Mutual Fund refers to the money pooled from investors in fixed income securities, which include Government Bonds, Corporate Bonds, Money market instruments, by the Mutual Funds. These instruments have different periods of maturity and different coupon rates (interest earned from investment). As an example, Liquid Funds are a category of Debt Mutual Funds which are suitable for parking money for short term (more like a savings bank A/c) like a month or 2. Like...