Category: General

GeneralMutual Funds

Opportunity Cost of Investment Delay

Dear Friends,                    I was reading a financial magazine yesterday that carried this simple message of “Opportunity Cost of Investment Delay” which I thought I will illustrate with an example of my own. The message is not something that we are unaware, but the impact that it creates with an illustration is immense and thought provoking.  Ajay and Vijay are friends of the same age and wanted to start saving for their retirement at the...
General

Are Financial Planners and Investment Advisors only for the Rich?

Dear Friends,                        I was talking to one of my Ex. colleagues last week and asked him if he has taken the help of any Investment Advisor to which he responded, “I am not a big guy and such services are meant only for the Rich and Wealthy”. Here is a person who makes close to 10 Lakhs of Annual Salary and is of the opinion that professional wealth management advice is only for Senior...
General

Life @PenguWIN – 1

Dear Friends, Yes, it’s been more than 50 days since I started my new venture, PenguWIN, after spending 18 years in IT and wanted to share some of my experience through this blog. I guess I might have to narrate this as a series and hope that you will find it interesting. From a busy routine trusted with significant delivery responsibility and a team of over 1000 associates at Cognizant, now I am part of a...