Decoding Mutual Fund Star Ratings
Dear Friends, Numerous Analysts, Ratings Agencies and Magazines in India including Value Research, CRISIL, Money Control, Outlook Money, Morning Star, and Mint rate the Mutual Funds in India. Most of them use the risk adjusted returns approach and rate funds which have been in existence for a while, the time duration varies depending on the type of fund and rating provider. For Internet savvy investors, it’s a no brainer to pick the highest rated funds...
PenguWIN’s First Anniversary
Dear Friends, Today, 4th July 2015, PenguWIN steps into the second year of successful operations. It has been an exciting year meeting different kinds of people with different backgrounds and aspirations in life. From my earlier corporate avatar working for a Global IT Organization, the move into financial services, specifically personal finance has been immensely satisfying and great learning. Personal Finance and investment is not new to me as I have been into it for...
Treasury Management for Small and Medium Business
Dear Friends, The purpose of his blog is to explain how professional financial management of Small and Medium Businesses (SMBs) can impact the bottom line or profits of business, especially the treasury management. SMBs cannot afford the luxury of a dedicated Treasury Manager to be able to manage their working capital requirements and long term finances, by investing them in instruments that will be able to generate better risk adjusted returns. Their typical approach is...