Most of our fund houses/managers have figured in the ET Wealth top wealth creaters. PGM and Tata are our recent additions while we have very less to Nil exposure in Motilal Oswal and Union MF “While achieving an 80% overlap is extremely difficult and involves an element of luck, we meticulously assess fund houses and fund managers on a continuous basis for our curated list. This process includes shortlisting funds and taking exposure in my...

Greetings from PenguWIN: While investing for the long term, adopting a disciplined and systematic approach to accumulating wealth is excellent. But what if you start late or come into excess funds through a bonus or gifts? In cricket, playing steadily by accumulating singles and twos, with occasional boundaries, may be a good strategy. However, if you’re chasing a big score or aiming to set a mammoth target for the opponents, you need to hit more...

Greetings from PenguWIN: Last week, I received calls from a couple of investors concerned about the recent decline in the Indian stock market. Investors who have been with us since before the Covid market crash are understandably unnerved. The Nifty closed today at 22,829, marking a 13% decline from its all-time high of 26,277. While I cannot predict market levels or forecast near-term returns, I am confident that achieving 12-14% returns over the next five...