About Us

PenguWIN® Wealth is a professionally managed personal finance services firm headed by Sendhil Madhivathanan. Established on 4th July 2014, the firm brings over a decade of experience and has successfully served more than 200 clients.

Sendhil is an Electronics and Communication Engineer and holds a Master’s Degree in Business Administration, specialising in Finance and Information Technology. He was a SEBI-registered investment advisor for 8 years, up until October 2023.

PenguWIN is proud to have empowered over 32 clients (as of December 2024) to achieve wealth of ₹1 crore+ starting from zero through mutual funds. We uphold the confidentiality of our clients with the utmost care, ensuring it remains a cornerstone of our engagement process.

In 2014, after nearly 18 years of a successful career in leadership roles at globally renowned IT organizations—including Cognizant, Flextronics, AT&T, BaaN, TCS, and Numeric—Sendhil decided to pursue his passion for personal finance and wealth management consulting full-time.

In his last corporate role, Sendhil was a Director at Cognizant, where he led a 1,200-member team managing a $120 million USD business as part of the Enterprise Application Services Group in Chennai. He served at Cognizant for nearly 15 years, beginning in 1999.

In addition to successfully managing his own wealth, Sendhil has been advising colleagues, relatives, and friends since 2003. In 2014, he chose to make this his full-time profession, turning his passion into practice—something he had been living and preaching for over a decade.


Voice of our clients

Baladhandapani, Leading  Jewel Merchant, Erode.

Have been on Sendhil’s guidance on wealth management and investment planning for the last 3 years. His offerings are truly commendable and has helped my wealth increase substantially over time. What started as a casual conversation, culminated into serious consultations and has now shown the right results as expected. I am glad to be seeking the services from Sendhil and looking forward to keep the growth path on. Thanks Sendhil!!

Suresh, Senior IT Executive, Global Software Services Organization

Sendhil, since 2007, has provided me the required insight on the various effective means of investment options above & beyond the traditional Bank & Postal Deposits. Also, got to know the importance of having sufficient insurance coverage and bought a Term Insurance Policy through Online . Have learnt important lessons – ‘Besides earning, saving effectively & building wealth is also equally important’. I would strongly recommend Sendhil…he is a friend, philosopher & guide.

Nirmala, Practice Leader, Global Software Services Company

 “Making money may seem easy,  but creating wealth requires an effort . Sendhil helped me see this difference.  I was introduced to SIP way of investing as early as 2005 by Sendhil and this has really helped me in building a portfolio to address my kids education today . 

Thanks Sendhil and always look forward to your advice for all my financial needs !!“